How to Buy a Phone on Installments — TBC, BOG, Credo

How to Buy a Phone on Installments — TBC, BOG, Credo

If you want to know how to buy a phone on installments via TBC, BOG, or Credo quickly and without bureaucratic hassle, this guide is for you. US MOBI lets you purchase thoroughly tested used and new phones imported from the USA, complete with an official warranty and flexible online financing terms.

Step-by-Step Guide to Online Installments

Purchasing devices on installment at US MOBI is fully remote and takes just a few minutes:

1. Select a model: Browse the catalog and pick your desired phone or laptop.
2. Choose installment: Click the "Buy on Installment" button on the product page.
3. Pick your preferred bank: Choose your preferred partner bank — TBC, BOG (Bank of Georgia), or Credo.
4. Fill out a simple form: Enter your personal ID number and contact phone number. You will be redirected to the bank's secure page.
5. Wait for a response: You will receive an instant approval notification, after which you can confirm the agreement online (via SMS code or mobile banking).

Partner Bank Terms at US MOBI

We partner with leading financial institutions to ensure the installment terms fit your budget:

• TBC Bank: Fast approval, simplified application, and a convenient payment schedule from 3 to 48 months.
• Bank of Georgia (BOG): Instant evaluation directly in your mobile banking app, with zero down payment options available.
• Credo Bank: Flexible requirements, simple procedures, and accessible terms even for those without formal proof of income.

What Are the Eligibility Requirements?

To successfully qualify for an installment plan, you must meet standard baseline criteria:

• Georgian citizenship and a valid ID card or passport;
• Age: Minimum 18 years (20 or 21 years depending on the bank);
• A positive credit history or steady monthly income (salary, remittances, rent, etc.).

Remember: Submitting an installment application does not obligate you to buy. You see your monthly payment beforehand and only finalize the order after agreeing to the terms.

Why Buy a Phone from US MOBI?

Every device purchased from us undergoes multi-level technical testing — covering the screen, battery health, cameras, network connectivity, and all core features. In addition, you get:

• A warranty on both new and pre-owned devices;
• Trusted origin: 100% genuine devices sourced directly from the US market;
• Fast delivery throughout Georgia.

If you need any assistance while applying, contact our support team, and our representatives will gladly guide you through the installment process.